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Fees & Commissions for Company Accounts

All prices mentioned in this document are in CHF.

1. Opening and maintenance

Opening CIM Multicurrency AccountFree of charge
Maintenance of CIM Multicurrency Account
120.- quarterly

2. Transfers

2.1 Incoming transfers*
Equivalent CHF
0 – 1'99915.-
2'000 – 4'99930.-
5'000 – 19'99950.-
20'000 – 49'999100.-
50'000 – 99'999150.-
100'000 – 199'999250.-
200'000 – 499'999350.-
500'000 – 999'999450.-
1'000'000 – 1'499'999 520.-
From 1'500'0000,035%
2.2 Outgoing transfers*
Equivalent CHF In CHF & EUR (SEPA Zone) All currencies
ManualE-BankingManualE-Banking
0 – 1'99915.-10.-40.-25.-
2'000 – 4'99930.-15.-40.-25.-
5'000 – 19'999 50.-25.-90.-45.-
20'000 – 49'999 100.-50.-150.-105.-
50'000 – 99'999 150.-100.-250.-175.-
100'000 – 199'999 250.-150.-450.-315.-
200'000 – 499'999 350.-250.-550.-385.-
500'000 – 999'999 450.-350.-650.-455.-
1'000'000 – 1'499'999 550.-450.-750.-525.-
From 1'500'000 0,035%0,030%0,050%0,045%

* Including internal transfers

Processing fees up to CHF 300.– max. may be applied as extra charges.

Bank Charges may be doubled if the transfer is under express demand.

2.2.1 Payment through Postal Current Account (payment slip)
Equivalent CHF Into CHF
ManualE-Banking
25.-2.50
2.2.2 Other special transfer services
Swift request50.-
Payment confirmation:100.-
Notice to the beneficiary:100.-
Costs of search (minimum):100.-
Return of Incoming Funds:100.-
Cancellation of an Outgoing transfer:100.-
Confirmation of crediting for an Outgoing transfer: 100.-
Amendment of an Outgoing transfer:100.-
Transfer of specific securities:Maximum 1%
2.3 Transfers of securities
Incoming100.- per position of securities / maximum 0,50 % of corresponding value
Outgoing100.- per position of securities / maximum 0,50 % of corresponding value

3. Cash transactions

3.1 Cash withdrawal/Deposit
Withdrawals0.5%
Deposit0.5%
3.2 Cheques
Collection
Minimum150.-
Maximum10%
Return minimum 150.-
maximum 500.-

4. Forex transactions

For any transaction
Fee in % maximum Fee in % minimum (Volume-based)
1.150.25
Exception
A 3% spread applies to transactions in exotic currencies

5. Guarantee issue

Of the guarantee per annum2,5%
Minimum190.-

6. Administrative costs

Standard
Administrative costs for commercial activity 750.- yearly
Hold mail, E-banking, account statement by post 100.- yearly
Account statement, other letters30.- / 50.-
Tax statements90.- yearly
Reference letter300.-
Any correspondence by post120.-
High risk accounts fees300.- quarterly
Legal Fee150.- quartely
Freezing of assets ( competent authorities)500.- quarterly
Account opening fee when first deposit < CHF 20'000.- Up to 500.-
Capital payment Account opening500.-
Precious Metal account1% yearly
Electronic identification and signature fees 50.-
Account amendment50.- / 750.-
Account closure fee300.-

7. Market transactions

7.1 Shares
StandardCIM orders & Managed clients
0.50%
Min. CHF 25.- or equivalent
0.30%
Min. CHF 25.- or equivalent
7.2 Investment funds
StandardCIM orders & Managed clients
Investment funds0.50%0.30%
Daily NAVMin. CHF 25.- or equivalent
Others Min. 1.00%
Min. CHF 25.- or equivalent
7.3 Bonds
StandardCIM orders & Managed clients
Less than two years0.25%0.15%
2-5 years0.35%0.25%
Over 5 years Min. 0.50%
Min. CHF 25.- or equivalent
Min. 0.40%
Min. CHF 25.- or equivalent
7.4 Derivatives Transactions
Standard
Futures
Shares, bonds, commodities, forex, etc.
CHF 30.- per contract or equivalent
Standard Options
Shares, bonds, commodities, forex, etc.
CHF 10.- per contract or equivalent

8. Maintenance fees

8.1 Custody fees
Managed clientsStandard
Custody fees0.18%0.22%
Custody fees precious metals0.45%0.45%
Minimum0.-60.-
8.2 Dividends and Coupons Fees
Free of Charge

9. Management fees

9.1 CIM Mandate
Cautious0.05% quarterly
Standard0.08% quarterly
Dynamic0.12% quarterly
9.2 Blackrock Mandate
All mandates0.20% quarterly
9.3 Every Client is Unique Mandate
Bonds0.08% quarterly
Mixed0.15% quarterly
Shares0.20% quarterly

10. Loan facility - Lombard loan

Available in more than 15 different currencies.

In CHF, EUR, USD, GBP, CNH
Lombard current accountRefinancing rateBank reference rate +4.5%
Lombard fixed advancesRefinancing rateBank reference rate +1.5%
Credit feesFree of charge
Others
Lombard current accountRefinancing rateBank reference rate +4.75%
Lombard fixed advancesRefinancing rateBank reference rate +2.75%
Credit feesFree of charge

11. Term and fiduciary deposits

11.1 Term deposits at CIM Bank
Free of charge
Interests are subject to the Swiss withholding tax of 35%.
11.2 Fiduciary fixed-term deposits (Euromarket)
Annual fee: Major: 0.20%
CHF, EUR, CNH
Others: 0.50%
Minimum fee:50.-
11.3 Fiduciary 48 hours call deposits
Annual fee: Major: 0.20%
CHF, EUR, CNH
Others: 0.50%
Minimum fee:50.-

12. International trade services fees

12.1 Pricing conditions per product
Import Documentary Credit
Import Standby Letter of Credit
  • Issuance: 0.20% per indivisible quarter on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500
  • Structuring fees (for draft wording and other specific request): minimum of CHF 300
Export Documentary Credit
Export Standby Letter of Credit
  • Notification: 0.20% per indivisible quarter on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500
  • Pre-check of documents (per each set of documents): minimum of CHF 200
Import Documentary Collection
Export Documentary Collection
  • Collection commission: 0.20% of the collection amount with a minimum of CHF 500
  • Release of documents “free of payment”: 0.20% calculated on the full amount with a minimum of CHF 500
Import Bank guarantee :
  • Issuance: 1% per annum (with first year indivisible) on maximum Bank Guarantee amount (tolerance included) with a minimum of CHF 500
  • Drawing and/or Payment (per each set of documents): 0.20% on documents value with a min. of CHF 500
  • Structuring fees (for draft wording and other specific request): minimum of CHF 300
Export Bank Guarantee :
  • Notification: 0.50% on maximum Bank Guarantee amount (tolerance included) with a minimum of CHF 500
  • Drawing and/or Payment (per each set of documents): 0.20% on documents value with a minimum of CHF 500
  • Pre-check of documents (per each set of documents): Based on transaction complexity but with a minimum of CHF 200
Transferable Documentary Credit
  • Issuance: 0.20% per indivisible quarter on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500
  • Utilization and/or Payment (per each set of documents): 0.20% on documents value with a minimum of CHF 500
  • Structuring fees (for draft wording and other specific request): Based on transaction complexity but with a minimum of CHF 300
Transfer of a Documentary Credit
  • Notification: 0.10% on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500
  • Issuance: 0.20% per indivisible quarter on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500
  • Pre-check of documents (per each set of documents): Based on transaction complexity but with a minimum of CHF 200.00
Transferred Documentary Credit
  • Notification: 0.10% on maximum Documentary Credit amount (tolerance included) with a minimum of CHF 500
  • Utilization and/or Payment (per each set of documents): 0.20% on documents value with a minimum of CHF 500
Common fees (when applicable)
Deferred payment / acceptance (per each set of documents) 0.20% on documents value with a minimum of 500.-
Amendment300.- / amend
Cancellation300.-
Discrepant documents150.-

13. Safe deposit box

HeightWidthDepthAnnual rent
5 cm30 cm30 - 45 cm250.-
7 cm30 cm30 - 45 cm300.-
10 cm30 cm30 - 45 cm350.-
15 cm30 cm30 - 45 cm550.-
20 cm30 cm30 - 45 cm700.-
30 cm30 cm30 - 45 cm900.-
45 cm30 cm30 - 45 cm1150.-

14. Remarks

  1. Swiss residents are liable to pay VAT (Value Added Tax) applicable to certain services of the Bank, while non-resident clients are not. The following fees and commissions do not include VAT
  2. The Bank’s remuneration for any other not described above shall be determined by the Bank with the client.
  3. This tariff is subject to changes in accordance with the General Terms and Conditions of the Bank.
  4. Brokerage and any eventual fees charged by third parties on all transactions will be debited separately. Federal stamp duty is levied according to the Swiss Federal Stamp Duty Act.

Contact CIM Bank