Maintenance of CIM Precious Metal account, Gold, Silver,
Palladium and Platinum
80.- quarterly
2. Market transactions
2.1 Shares
Standard
CIM orders & Managed clients
0.50%
Min. CHF 25.- or equivalent
0.30%
Min. CHF 25.- or equivalent
2.2 Investment funds
Standard
CIM Orders & Managed clients
Investment funds
0.50%
Min. CHF 25.- or equivalent
0.30%
Daily NAV
Min. CHF 25.- or equivalent
Others
Min. 1.00%
Min. CHF 25.- or equivalent
2.3 Bonds
Standard
CIM Orders & Managed clients
Less than two years
0.25%
0.15%
2-5 years
0.35%
0.25%
Over 5 years
0.50% Min. CHF 25.- or equivalent
0.40% Min. CHF 25.- or equivalent
2.4 Derivatives Transactions
Futures Shares, bonds, commodities, forex, etc.
CHF 30.- per contract or equivalent
Standard Options Shares, bonds, commodities, forex, etc.
CHF 10.- per contract or equivalent
3. Forex Transactions
For any transaction
Fee in % maximum
Fee in % minimum (Volume-based)
1.15
0.25
Exception
In the event of deteriorated market conditions on certain currency pairs, the bank reserves the right to apply a spread of up to 5%.
4. Maintenance fees
4.1 Custody fees
Managed clients
Standard
Custody fees
0.18%
0.22%
Custody fees precious metals
0.45%
0.45%
Minimum
0.-
60.-
4.2 Dividends and Coupons Fees
Free of Charge
5. Unequalled Management fees
5.1 CIM Mandate
Cautious
0.05% quarterly
Standard
0.08% quarterly
Dynamic
0.08% quarterly
5.2 Blackrock Mandate
All mandates
0.20% quarterly
5.3 Every Client is Unique Mandate
Bonds
0.08% quarterly
Mixed
0.15% quarterly
Shares
0.20% quarterly
6. Loan facility - Lombard loan
Available in more than 15 different currencies.
In CHF, EUR, USD, GBP, CNH
Lombard current account
Refinancing rate
Bank reference rate +4.5%
Lombard fixed advances
Refinancing rate
Bank reference rate +1.5%
Credit fees
Free of charge
Others
Lombard current account
Refinancing rate
Bank reference rate +4.75%
Lombard fixed advances
Refinancing rate
Bank reference rate +2.75%
Credit fees
Free of charge
7. Term and fiduciary deposits
7.1 Term deposits at CIM Bank
Free of charge
Interests are subject to the Swiss withholding tax of 35%.
7.2 Fiduciary fixed-term deposits
Annual fee:
0.50%
Minimum fee:
50.-
7.3 Fiduciary 48 hours call deposits
Annual fee:
0.50%
Minimum fee:
50.-
8. Transfers
8.1 Incoming transfers
Free of charge
8.2 Outgoing transfers
Equivalent CHF
In CHF & EUR (SEPA Zone)
All currencies
Manual
E-Banking
Manual
E-Banking
0 – 3’000
25.-
3.50
40.-
25.-
3’000 – 99’999
60.-
40.-
150.-
105.-
100’000 – 499’999
200.-
150.-
500.-
350.-
500’000 – 999’999
350.-
245.-
650.-
455.-
From 1’000’000
0.025%
0.020%
0.050%
0.045%
Processing fees up to CHF 300.- max. may be applied as extra charges. Bank Charges may be doubled if the transfer is under express demand.
8.2.2 Other special transfer services
Swift request:
50.-
Payment confirmation:
100.-
Notice to the beneficiary:
100.-
Costs of search (less than 3 months):
100.-
Costs of search (more than 3 months):
200.-
Return of Incoming Funds:
100.-
Cancellation of an Outgoing transfer:
100.-
Confirmation of crediting for an Outgoing transfer:
100.-
Amendment of an Outgoing transfer:
100.-
8.3 Transfers of securities
Incoming
100.- per position of securities / maximum 0,50 % of
corresponding value
Outgoing
100.- per position of securities / maximum 0,50 % of
corresponding value
Transfer of specific securities:
Maximum 1%
9. Cash transactions
9.1 Cash withdrawal/Deposit
Withdrawals in CHF
0.25%
Withdrawals in other currencies
0.50%
Deposit in CHF
0.15%
Deposit in other currencies
0.50%
10. Guarantee issue
Of the guarantee per annum
2,5%
Minimum
190.-
11. Administrative costs
Standard
Hold mail, e-banking, Account statement by post
100.- yearly
Account statements, other letters
30.- / 50.-
Tax statements
120.- yearly
Reference
300.-
Any correspondence by post
120.-
High risk accounts fee
150.- quarterly
Freezing of assets (competent authorities)
min. 500.-, up to 1%
Account opening fee when first deposit < CHF 5'000.-
Up to 500.-
Precious Metal account
1% yearly
Electronic identification and signature
50.-
Account amendment fee
50.- / 750.-
Account closure fee
300.-
Digipass fees for E-Banking connection
100.-
12. Delivery of statements and estimates
Standard
By E-Banking
Free of charge
By postal mail
30.-
Specific courier DHL
120.-
By other mean
30.-
13. Safe deposit box
Height
Width
Depth
Annual rent
5 cm
30 cm
30 - 45 cm
250.-
7 cm
30 cm
30 - 45 cm
300.-
10 cm
30 cm
30 - 45 cm
350.-
15 cm
30 cm
30 - 45 cm
550.-
20 cm
30 cm
30 - 45 cm
700.-
30 cm
30 cm
30 - 45 cm
900.-
45 cm
30 cm
30 - 45 cm
1150.-
14. Remarks
Swiss residents are liable to pay VAT (Value Added Tax) applicable to certain services of the Bank, while non-resident clients are not. The following fees and commissions do not include VAT.
The Bank’s remuneration for any other not described above shall be determined by the Bank with the client.
This tariff is subject to changes in accordance with the General Terms and Conditions of the Bank.
Brokerage and any eventual fees charged by third parties on all transactions will be debited separately. Federal stamp duty is levied according to the Swiss Federal Stamp Duty Act.
Additional fees may apply for accounts managed by external managers.
